Defined Contribution Plan Document
SOUTHERN CALIFORNIA IBEW-NECA DEFINED CONTRIBUTION PLAN
PLAN DOCUMENT
(AS AMENDED AND RESTATED EFFECTIVE JANUARY 1, 2014)
TABLE OF CONTENTS
- ARTICLE I DEFINITIONS
- ARTICLE II ELIGIBILITY FOR PARTICIPATION
- ARTICLE III INDIVIDUAL ACCOUNTS
- ARTICLE IV FORFEITURES AND VESTING
- ARTICLE V PAYMENT OF INDIVIDUAL ACCOUNTS AT RETIREMENT
- ARTICLE VI PAYMENT OF INDIVIDUAL ACCOUNTS ON TERMINATION OF EMPLOYMENT PRIOR TO RETIREMENT
- ARTICLE VII PAYMENT OF INDIVIDUAL ACCOUNTS ON TERMINATION OF EMPLOYMENT DUE TO DISABILITY
- ARTICLE VIII DISTRIBUTION OF INDIVIDUAL ACCOUNTS AT DEATH
- ARTICLE IX GENERAL PROVISIONS
- ARTICLE X PARTICIPANT LOANS
- ARTICLE XI TOP HEAVY PROVISIONS
- ARTICLE XII TIERED ANNUITY CONTRIBUTIONS
- ARTICLE XIII PRO-RATA BENEFITS
- ARTICLE XIV TRANSFER AGREEMENT
- ARTICLE XV MINIMUM DISTRIBUTION REQUIREMENTS
- ARTICLE XVI COLLECTIVE BARGAINING AGREEMENT
- ARTICLE XVII SIGNATURES OF TRUSTEES
- Amendment 1 – Extension of Sunset Date
- Amendment 2 – Extension of Sunset Date
- Amendment 3 – Local 440 and 477 Inland Empire Transfer Agreement
- Amendment 4 – Extension of Sunset Date (through December 31, 2016)
- Amendment 5 – Extension of Sunset Date (through December 31, 2016)
- Amendment 6 – New Article Added
- Amendment 7 – Extension of Sunset Date (through December 31, 2017)
- Amendment 8 – Extension of Sunset Date (through December 31, 2017)
- Amendment 9 – Extension of Sunset Date (through December 31, 2018)
- Amendment 10 – Extension of Sunset Date (through December 31, 2018)
- Amendment 11 – Eliminates the sunset date for distribution of benefits due to termination of employment
- Amendment 12 – Eliminates the sunset date pertaining to loans for debt consolidation
- Amendment 13 – Additional Distribution Option
- Amendment 14 – Extension of Time for Plan Loan Repayments
- Amendment 15 – Revision to Article XV, Section 5 of the Plan
- Amendment 16 – Revision to Article V, Section 4, Subsection (c)(1) of the Plan
- Amendment 17 – Amendment to Article I, Section 18 of the Plan