Retiree Health Summary Plan Description
As of January 1, 2026
7.3 Newborns' and Mothers' Health Protection Act
The Newborns' and Mothers' Health Protection Act includes important
protections for mothers and their children regarding the length of the
hospital stay following childbirth.
Health Plans are required to provide coverage for a minimum of a
48-hour stay for the mother and newborn following a vaginal delivery and
for at least a 96-hour maternity stay following a delivery by cesarean
section. Under this law, a mother and newborn can leave prior to the end
of the required minimum stay, provided there is a mutual agreement
between the mother and doctor. The medical plans under this Plan
administer maternity benefits in accordance with the requirements of
this Act.
If you have any questions, contact your medical plan directly, or
contact MedExpert by calling (800) 999-1999.