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Retiree Health Summary Plan Description
As of January 1, 2026

6.2 Comparison of Dental Benefits

This summary of the benefits, exclusions, limitations, and other provisions affecting dental benefits is not intended to take the place of the respective Evidence of Coverage document or Schedule of Benefits. Please refer to your Evidence of Coverage and Disclosure Document for a complete description of your dental benefits, including the exclusions and limitations. In the event of any conflict between the information summarized in this section and the Certificate of Insurance document or Schedule of Benefits, the Certificate of Insurance document or Schedule of Benefits shall govern.

Dental Provider Name United Concordia DeltaCare United Concordia
Plan Type PPO DHMO DHMO
Member Customer Service (866) 332-0366 (800) 422-4234 (866) 357-3304
Website Address unitedconcordia.com deltadentalins.com unitedconcordia.com

Claims Filing Address

Applies to PPO plan only

P.O. Box 69421

Harrisburg, PA 17106

Description MEMBER CO-PAYMENT
Network

In-Network

Out-of-Network

In-Network Only In-Network Only
Annual deductible
Per individual $0/$25 N/A N/A
Per family $0/$75 N/A N/A

Annual Maximum

Waived for diagnostic and preventive

Per individual $5,000 N/A N/A
Per family N/A N/A N/A

Diagnostic/Preventive

X-rays, exams, cleanings

0%/0%, plus balance billing $0 $0

Basic

Fillings, sealants, oral surgery, root canals

5%/20% plus balance billing $0 (for white fillings) $0 - $140
(for white fillings)

Major

Crowns and casts, dentures, bridges and implants

25%/50% plus balance billing

Implants only: 25%/25% plus balance billing

$0 (no added metal fees) (Implants not covered) $0 (for metal crowns and bridges) In-Network Dentists can charge an additional $125 for the use of precious (high noble) or semi precious (noble) metal. Implants are not covered.

Emergency Services

Emergency exam

0%/0% plus balance billing $0 $0