Retiree Health Summary Plan Description
As of January 1, 2026
6.2 Comparison of Dental Benefits
This summary of the benefits, exclusions, limitations, and other
provisions affecting dental benefits is not intended to take the place
of the respective Evidence of Coverage document or Schedule of Benefits.
Please refer to your Evidence of Coverage and Disclosure Document for a
complete description of your dental benefits, including the exclusions
and limitations. In the event of any conflict between the information
summarized in this section and the Certificate of Insurance document or
Schedule of Benefits, the Certificate of Insurance document or Schedule
of Benefits shall govern.
| Dental Provider Name |
United Concordia |
DeltaCare |
United Concordia |
| Plan Type |
PPO |
DHMO |
DHMO |
| Member Customer Service |
(866) 332-0366 |
(800) 422-4234 |
(866) 357-3304 |
| Website Address |
unitedconcordia.com |
deltadentalins.com |
unitedconcordia.com |
Claims Filing Address
Applies to PPO plan only |
P.O. Box 69421
Harrisburg, PA 17106 |
|
|
| Description |
MEMBER
CO-PAYMENT |
| Network |
In-Network
Out-of-Network |
In-Network Only |
In-Network Only |
| Annual deductible |
|
|
|
| Per individual |
$0/$25 |
N/A |
N/A |
| Per family |
$0/$75 |
N/A |
N/A |
Annual Maximum
Waived for diagnostic and preventive |
|
|
|
| Per individual |
$5,000 |
N/A |
N/A |
| Per family |
N/A |
N/A |
N/A |
Diagnostic/Preventive
X-rays, exams, cleanings |
0%/0%, plus balance billing |
$0 |
$0 |
Basic
Fillings, sealants, oral surgery, root canals |
5%/20% plus balance billing |
$0 (for white fillings) |
$0 - $140
(for white fillings) |
Major
Crowns and casts, dentures, bridges and implants |
25%/50% plus balance billing
Implants only: 25%/25% plus balance billing |
$0 (no added metal fees) (Implants not
covered) |
$0 (for metal crowns and bridges)
In-Network Dentists can charge an additional $125 for the use of
precious (high noble) or semi precious (noble) metal. Implants are not
covered. |
Emergency Services
Emergency exam |
0%/0% plus balance billing |
$0 |
$0 |