2.1 Benefit Options

2.1.1 Retirees Under Age 65 and not eligible or enrolled in Medicare

Southern California residents may choose one of these options if you reside in the geographical jurisdiction as defined by the HMO you select.

The only option available to participants residing outside the service area of the HMOs listed (For example residents of Northern California or out-of-state) is:

2.1.2 Retirees Age 65 and Over (Enrolled in Medicare Parts A and B)

Southern California residents may choose Kaiser Permanente HMO or Blue Cross PPO. You must reside in the geographical jurisdiction as defined by the HMO to select Kaiser Permanente HMO. The only option available to participants who reside outside of Southern California area (for example: residents of Northern California or out-of-state) is Anthem Blue Cross Medicare Preferred PPO as listed below.

The only option available to participants residing outside the service area of the HMOs listed (For example: residents of Northern California or out-of-state) is: