Defined Benefit Pension Plan Document

Important Note:
Notwithstanding any information in these Plan Document pages or embedded links, for retirements that are first in pay status on or after April 1, 2017, certain Defined Benefit Plan provisions are scheduled to change in accordance with the adoption of Alternative Schedules 1 or 2 under the Second Critical Status Rehabilitation Plan.

INTRODUCTION

Effective January 1, 2015, or as otherwise indicated, this document constitutes another complete Amendment and Restatement of the Southern California IBEW-NECA Pension Plan (the "Plan").

The rights and benefits of Participants, Beneficiaries, Annuitants and Alternate Payees who retire prior to January 1, 2015 and the rights and benefits, if any, for periods prior to January 1, 2015 shall be determined in accordance with the prior provisions of the Plan, unless otherwise provided in the Plan or in any Amendment thereto.