Important Notice to Participants

February 2013

Dear Participant:

The Trustees have elected to eliminate the 50% co-payment for sexual dysfunction drugs. Effective February 1, 2013, the co-payment for sexual dysfunction drugs (male and female) will be the same as any other covered drug, limited to a maximum of eight (8) pills for a 30-day supply.

This Notice is a Summary of Material Modifications ("SMM") within the meaning of Section 104 of the Employee Retirement Income Security Act of 1974 (“ERISA”). An SMM describes changes to the information provided in the most recent SPD. The SMM describes important changes to the Plan effective as of the date listed above. Please keep this SMM with your SPD for future reference. Please contact the Fund Office if you would like to request a copy of the SPD or any SMM relating to the Plan.

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