Retiree Health Summary Plan Description
As of February 1, 2018
En Español (PDF)

ARTICLE 4: Medical Coverage

In This Section:

This article provides a summary of the medical plan options available to Retiree Health Plan Participants.

As a Participant in the Retiree Health Plan, you may select one of the following medical plans:

  • Kaiser Permanente HMO;
  • UnitedHealthcare® Group Medicare Advantage (HMO); or
  • UnitedHealthcare® Group Medicare Advantage - Out-of-Area Retiree Plan - (only available if you live outside the HMO service areas).

For complete and detailed information about the benefits, exclusions and limitations under the Kaiser Permanente and UnitedHealthcare plans, please contact Kaiser Permanente or UnitedHealthcare or refer to the Evidence of Coverage documents provided by Kaiser Permanente or UnitedHealthcare. The Evidence of Coverage documents are available from the Administrative Office at no charge, or on Also, please see Article 2: Summary of Benefits beginning on page 3.