Defined Contribution Plan Document

ARTICLE IX
GENERAL PROVISIONS

Section 8: Maximum Annual Additions.

The provisions of Code Section 415 are hereby incorporated herein by reference. For purposes of the limitations of these sections 8 and 9, "compensation" shall mean wages within the meaning of Code section 3401(a) and all other payments of compensation in which an Employer is required to furnish the Participant with a statement under Code sections 6401, 6051 and 6052, if applicable, including elective amounts that are not includible in the gross income of the Employee by reason of Code sections 125,132(f)(4), 402(e)(3), 402(h)(1)(B), 402(k) or 457(b) that are paid to or on account of the Participant from the Employer for that Plan Year. Compensation shall also include post-severance compensation (such as overtime, shift differential, commission, bonuses or other similar compensation) paid by the later of 2½ months after severance from employment or the end of the Plan year that includes the dates of severance from employment.